Model your superannuation drawdown

This site is for people interested in understanding their superannuation drawdown during retirement. Provide information on financial and non-financial assets, income, superannuation fund/s, pension rates and supplements, and your target lifestyle allowance and any planned budget spikes (e.g. new car, holiday). Then model your super's drawdown to understand how long the fund/s will last. You can even include any payments from the Government Home Equity Access Scheme to see what affect these will have on your financial outlook.

Will This Work for You?

Self-managed superannuation funds aren't supported. A maximum of two superannuation funds can be modelled. Also, although the model will consider income from paid work, the work can't be intermittent (e.g. as with seasonal work).

How Do I Sign Up?

Just click on the button at the top of the page and follow the instructions. You'll need to provide a user name (can be anything - using you're real name or an email address isn't recommended) and a password.

You can read more on privacy as it relates to SuperMod.

Download the App

You can also download the app from the Apple App Store or by direct download for sideloading on your Android device.

How Does It Work

Sign-up to create an account then follow these steps.

1Enter Your Details

Work through each page and enter the people in the model, non-financial and financial assets, work income details, super details and any Home Equity Access Scheme applications that you might also want to model.

2Check the Settings pages

Work through each page and check that the pension rates are current (they should be if you've just signed-up), and living allowances over time are reasonable. Importantly, ensure that you've added a few budget spikes that are representative of future big credits and debits.

3Model your data

Once all the details have been entered, go to the Model Summary page to generate a model. Once the model has been generated, you can view your burndown graphically, or use the Time Machine for a description of your financial standing on a given model day in the future.